Cosgroves began in the year 2000, inspired by a Bank Manager friend who perceived Mark’s attention-to-detail and attention-to-people as a good fit for insurance. The timing was right, and with training and support from an industry mentor, Mark launched his own business in Christchurch’s CBD. Cosgrove Survival Specialists was born.
From small beginnings, the business grew progressively, not through advertising or ‘hard-sell’ but through good old-fashioned ‘word of mouth’ and hard work. Many successful referrals, together with the acquisition of a second brokering business in 2009 have led to further expansion. Today, with the support of three skilled administration staff, Cosgroves operates on the outskirts of Christchurch in a rural setting the team finds both relaxing and conducive to high productivity. A move initially brought about by the Canterbury earthquakes in 2011, the purpose-built offices and surrounding 11 acres are far removed from the ‘war zone’ that was once the city’s CBD. It’s from here that the Cosgroves team focusses on highly professional, individualised, and well thought out cover for their clients.
Cosgroves’ specialist focus is on business and farming. Ninety percent of the client-base are business owners; fifty percent of these are farmers. Clients are spread throughout the South Island; many coming as referrals via accountants and lawyers who rely on Cosgroves in-depth understanding of the diverse insurance needs of these clients. As an impartial consultancy firm, Cosgroves tailors an individualised plan to best protect business owners both professionally and personally.
Insurance
In business and in life, hoping for the best is something that comes quite naturally. At Cosgroves, we share a very positive outlook for a bright future, but we also know that ‘hoping for the best whilst preparing for the worst’ is the wisest form of future planning. We specialise in personal, business and farming insurance.
Mortgages
Whether you are a first homebuyer, building, refinancing, consolidating debt or purchasing an investment property we are here to help. We can also assist with business lending needs, asset financing for your business and personal vehicle financing. As independent advisers we have access to a wide range of lenders to find the best solution for you.
RD2
Ohoka 7692
A hard worker who believes in putting her clients best interest first. Sarah understands just how tough the mortgage process can be.
"With so many pitfalls along the way, it's important to have someone on your side to help you through the process. I believe in keeping my clients informed every step of the way, ensuring they have a clear understanding of the situation".
154 Williams Street
Kaiapoi, New Zealand
“I am your local one-stop shop for all of your finance and insurance requirements. My mission is to find you the best deal, give you the best advice and make the entire financing process as painless as possible. Whether you need a residential mortgage, business finance, investment property lending or a personal loan, I can do it all for you - and my service is FREE.
In addition to this I can offer you Home, Contents and Vehicle insurance at really sharp rates and I work closely with other insurance professionals to ensure you are well protected in the event something goes wrong. So don’t stress - let me do all the hard work and use the buying-power of Mike Pero’s to find you the best possible solution.”
Qualifications :
National Certificate in Financial Services Level 5
Testimonial:
Matt Campbell was extremely professional and went the extra mile with great customer service. We have now sold our house, re-mortgaged and sorted our insurances all with Mike Pero. I Moore
Committed to making the mortgage process straightforward, Melissa taps into a vast network of lenders to ensure the best deals are tailored to your individual needs. With a natural desire to help, Melissa does all the hard work for you, ensuring smooth communication, flexibility in meeting times, and a seamless experience. She takes pride in guiding her clients through every step of the mortgage journey with care and expertise, making sure they feel supported and confident throughout the entire journey.
Kaiapoi
Mortgage Advice
Is it time to move, build, renovate or revisit your financial situation?
There is a lot to think about when you look to finance your first home, your next home, a holiday home or an investment property. It is important to seek professional advice from one of our team of mortgage brokers who will guide you.
Knowing all the options before you start helps take the stress away from those major decisions.
It can be harder too when you want to build a new home or renovate your existing home. There are different options, and knowing about the various options and how they work can ensure that you get the best results.
Mortgage Link Advisers are specialist loan brokers who have access to a wide variety of banks and non-bank lenders and can therefore source the loan that suits your specific situation. As well as the standard bank home loans, Mortgage Link can help with low deposit home loans, low doc loans for self-employed, specialist loans for people that have some credit impairment and debt consolidation loans.
Our mortgage advisers are there to help you.
Mortgage Link advisers have specialist knowledge and access to various options so you can be assured that we can tailor the best and most affordable mortgage packages for you. They understand how important these financial decisions are to you and will always go that extra mile for you.
Want to hear more – it costs nothing to ask and you might be pleasantly surprised at the difference that good advice can make.
Contact Rebecca Taiaroa today!
A hard worker who believes in putting her clients best interest first. Sarah understands just how tough the mortgage process can be. "With so many pitfalls along the way, it's important to have someone on your side to help you through the process. I believe in keeping my clients informed every step of the way, ensuring they have a clear understanding of the situation".
154 Williams Street
Kaiapoi, New Zealand
After ten years with Westpac, with seven years specialising in lending; specifically home lending, I’ve now joined the Mortgage Link team in North Canterbury.
There is a sense of joy helping people into their first home, or the next one. Helping you get the best possible structure in place so you ‘own’ your lending rather than it owning you will be my number one priority. I’m passionate about providing a tailored solution that will meet your specific needs, because we all have different expectations and requirements in our financial lives.
I’m well known for my friendly, professional advice I can guarantee that I will make navigating the path of personal finance a seamless and stress free experience. Return custom and referrals received are the biggest measure of success in my opinion. Your satisfaction is my number one priority and I welcome the chance to provide the best solution for you and your family.
In my spare time I enjoy getting involved in community groups and organisations, and I’m currently the President of the Rangiora Gymnastics Club, as my daughter is a keen sports person. I’ve lived in North Canterbury for 23 years, and enjoy our rural lifestyle block with my husband and daughter, the neighbour’s sheep and our hens. In my spare time, I love to listen to Brit Pop and catching up on Documentaries.
“Do something today that your future self will thank you for.”
“Financial fitness is not a pipe dream or a state of mind it's a reality if you are willing to pursue it and embrace it.”
― Will Robinson
Rebecca
Looking for a Mortgage Adviser in the North Canterbury area? Look no further...
Mortgage Link North Canterbury opened in late 2015 to provide a Mortgage advice service to the wider Canterbury area as part of the Mortgage Link New Zealand group.
Mortgage Link New Zealand has been offering advice to Kiwi’s since the inception of Mortgage Broking in New Zealand, and has remained locally owned and operated. Mortgage Link advisers are experienced and know how to simplify the increasingly complex area of finance and insurance.
We look forward to providing an exceptional service experience to all our clients.
"Acting in the best interests of my clients is my number one priority"
Before joining Mortgage Express, Anthony was a busy mortgage adviser contracted to a firm that specialized in helping people find the best way to reduce debt and pay off their mortgages quicker. Prior to that Anthony came from a self-employed background of many years as well as an involvement in customer relations and a study of finance and accounting.
Anthony is married to Jalene; they have a son and live in Kaiapoi. Anthony belongs to a number of community and business organizations. He follows sport and is a keen fisherman. He has also been a club DJ for many years.
“Timely and professional advice is the key” says Anthony. “Acting in the best interests of my clients is my number one priority. Of course we will endeavor to get you the best deal on rates etc, but more importantly, we will give you the right advice, get you the right product and set-up for your needs and make sure that the whole transaction is a much easier and understandable process for you”.
For free and mortgage advice and consultation, Anthony is available 7 days a week and can come to you at a time that suits. This includes advice on all Mortgage matters including: First home-buyer advice, Construction finance, Up to 100% borrowing, lending for self employed people, investment property, refinance/restructuring, credit impaired lending and home equity release. Even if you just want to know how much you can borrow or what the likely repayments could be, Anthony is happy to answer any of your questions.